Terms of Service

1. Acceptance of Terms

By accessing or using the website cinchhomebuyers.com (the "Site"), contacting Cinch Home Buyers by phone, email, or any other means, or submitting a request for a cash offer, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Site or services.

These Terms constitute a legally binding agreement between you and Cinch Home Buyers ("Company," "we," "us," or "our"), a real estate investment company operating in North Carolina.

2. Our Services

Cinch Home Buyers provides the following services through its Site and representatives:

• Free, no-obligation cash offers to purchase residential real estate in North Carolina
• Information and educational resources about the process of selling a home for cash
• Consultation services to help homeowners understand their options
• Property evaluation and fair market analysis for sellers

We are a real estate investment company, not a licensed real estate brokerage. We do not represent buyers or sellers as a real estate agent. All transactions are conducted as a principal buyer purchasing property for our own account or for assignment.

3. Eligibility

To request a cash offer or engage our services, you must:

• Be at least 18 years of age
• Have legal authority to sell, or be an authorized representative of the property owner
• Own or control real property located in North Carolina
• Provide accurate and truthful information about yourself and the property

If you are acting on behalf of another person or entity (such as an estate, trust, or LLC), you represent that you have full legal authority to bind that person or entity to these Terms and to any resulting purchase agreement.

4. Cash Offers and Transactions

4.1 How Offers Work

When you submit a property inquiry through our Site or contact us directly, we will evaluate your property based on the information provided, local market data, and comparable sales. We may request a brief walkthrough or inspection before finalizing any offer.

Any cash offer we extend is:

• Subject to property inspection and verification of title
• Not a commitment to purchase until a written Purchase and Sale Agreement is fully executed by both parties
• Based on current market conditions and the property's as-is condition
• Typically valid for a limited period as stated in the offer

4.2 No Guarantee of Purchase

Submitting a request for a cash offer does not guarantee that we will make an offer, or that any offer made will be acceptable to you. We reserve the right to decline to make an offer on any property for any reason.

4.3 Closing and Timeline

Our typical closing timeline is 7 to 30 days from the execution of a signed Purchase and Sale Agreement, depending on title clearance, any existing liens, and the seller's preferred timeline. All closings are conducted through a licensed title company or real estate attorney in North Carolina.

5. No Obligation to Sell

Requesting a cash offer from Cinch Home Buyers creates no obligation for you to sell your property to us. You are free to decline any offer, withdraw your request at any time prior to signing a Purchase and Sale Agreement, or sell your property through any other means.

We will never pressure you into selling. Our goal is to provide you with a fair option, and the decision to proceed is entirely yours.

6. Your Representations

By submitting property information or requesting a cash offer, you represent and warrant that:

• All information you provide about the property (condition, ownership, liens, encumbrances, tenant status, code violations, etc.) is accurate and complete to the best of your knowledge
• You will disclose any known material defects in the property as required by North Carolina law
• You are not in the midst of active bankruptcy proceedings that would prohibit the sale without court approval
• You will not intentionally misrepresent any facts that would affect our offer or the transaction

Intentional misrepresentation of material facts may give rise to legal liability and could void any agreement between us.

7. Communications and Contact

By submitting your contact information on this Site, you expressly consent to receive communications from Cinch Home Buyers, including:

• Phone calls (including from automated dialing systems) to the number(s) you provide
• Text messages (SMS) to the mobile number(s) you provide
• Emails to the address(es) you provide

Message and data rates may apply. You may opt out of text communications at any time by replying STOP. You may opt out of email communications by clicking the unsubscribe link in any email. To opt out of phone calls, please contact us directly at (919) 751-6768.

We do not sell or share your contact information with third parties for their marketing purposes. See our Privacy Policy for full details.

8. Intellectual Property

All content on this Site — including text, images, logos, graphics, videos, and page layouts — is owned by or licensed to Cinch Home Buyers and is protected by applicable copyright and trademark laws.

You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written permission. You may share links to our pages for personal, non-commercial purposes.

9. Disclaimers

This Site and its content are provided "as is" without warranties of any kind, express or implied. We do not warrant that:

• The Site will be uninterrupted, error-free, or free of viruses or other harmful components
• Any information on the Site constitutes legal, financial, or tax advice
• Any estimated offer range or property value discussed represents a binding offer or professional appraisal

Real estate transactions involve significant financial and legal considerations. We strongly encourage you to consult with a licensed real estate attorney, CPA, or financial advisor before making any decision to sell your property.

10. Limitation of Liability

To the fullest extent permitted by North Carolina law, Cinch Home Buyers shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Site or our services, including but not limited to lost profits, lost data, or loss of goodwill.

Our total liability to you for any claims arising from or related to our services shall not exceed the amount, if any, paid by you to us in the six months preceding the claim. Because our services are free to sellers (we never charge sellers a commission or fee), this amount is typically zero.

11. Indemnification

You agree to indemnify, defend, and hold harmless Cinch Home Buyers and its officers, employees, agents, and affiliates from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising from:

• Your breach of these Terms
• Any misrepresentation you make regarding your property or your authority to sell
• Your violation of any applicable law or third-party right

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of North Carolina, without regard to its conflict of law provisions.

Any dispute arising under these Terms that cannot be resolved informally shall be submitted to binding arbitration in Wake County, North Carolina, under the rules of the American Arbitration Association. You waive any right to a jury trial or to participate in a class action.

13. Changes to These Terms

We reserve the right to update or modify these Terms at any time. When we make material changes, we will update the "Last updated" date at the top of this page. Your continued use of the Site or our services after any such change constitutes your acceptance of the revised Terms.

We encourage you to review these Terms periodically.