Straight answers for homeowners facing foreclosure, probate, divorce, or a house that just won't sell — from the Cinch team.
Browse by topic below, or use the search bar to find a specific guide. Every article is written by Ryan Smith from real NC deals — not syndicated content.
The full menu — reinstatement, forbearance, short sale, and selling fast. Covers credit impact and timeline for each.
Month-by-month breakdown from first missed payment to auction date. Know your window to act.
Selling before the formal filing protects your credit significantly more than letting it proceed.
Wake County starts tax foreclosure after just 2 years of unpaid taxes. Payment plans, redemption rights, and fast sale options.
NC law allows you to sell right up to the auction date. Here's how cash buyers can close fast enough to stop it.
From filing at the clerk's office to getting court approval to sell — the complete NC probate overview.
Selling as-is, disclaiming the inheritance, or closing remotely — your real options without fixing it up.
Where to file, which forms to bring, estimated timelines, and how to get court approval to sell in Wake County.
NC law on partition actions and what happens when one heir refuses to cooperate with the sale.
From executor authority to cash buyer closing — the practical walkthrough for NC inherited house sales.
NC landlord-tenant law, required notice periods, and how cash buyers handle occupied rentals without forcing you to evict first.
Durham's rental market dynamics, 2026 cap rate reality, and the cash sale math for landlords ready to exit.
The Triangle rental market has changed. Here's how to run the sell-vs-hold math for Wake County landlords in 2026.
NC evictions can take 60–120 days and cost $2,000+. Here's when selling with tenants in place makes more financial sense.
Multi-family cash sale math, cap rate analysis, and why small multi-family is easier to sell than most landlords think.
Mold, foundation cracks, fire damage, code violations, liens — how to sell a problem property in NC without making repairs.
NC disclosure requirements, what mold does to list price, and why cash buyers take mold houses as-is.
Foundation problems aren't always deal-killers. Here's how cash buyers evaluate them and what you can realistically expect to receive.
Fire damage, water damage, structural failures — the cash buyer's approach to properties that banks won't finance.
As-is doesn't mean no disclosure. Here's exactly what NC sellers must disclose, and what "as-is" protects you from.
Raleigh, Durham, and Chapel Hill market data, days-on-market trends, and when a cash sale beats the listing route.
Brier Creek's HOA landscape, mixed-use development pressure, and why some homeowners are taking cash offers over listing.
Ballantyne home values, HOA complications, and when a cash offer makes more sense than listing in this suburban submarket.
Downtown Durham's gentrification wave, the cash buyer's calculus, and who's actually buying in the Bull City's urban core.
Fort Liberty PCS timelines, BAH changes, and why military families choose cash sales when orders come through on short notice.
ARV, repairs, holding costs, margin — with a real Wake County example. No mystery, no black box.
How to tell a legitimate cash buyer from a wholesaling middleman — and what Cinch does differently.
Side-by-side math on a $280K house — agent commissions, closing costs, carrying costs, and time. Where each comes out.
First call to closing day — step by step, including closing attorney requirements, deed transfer, and what to bring.
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